For the most part, claims start through your insurer. Even if you weren’t liable for an accident, you may need to report it within a certain amount of time depending on your policy–failure to do so may bar you from receiving benefits. If you have questions about this step, or don’t feel comfortable doing it yourself, you can always retain a Summerlin car accident attorney to help you.

Once your insurer has been notified of the accident, an adjuster will probably reach out to you for additional information, including:

A brief description of the incident
Where and when it took place
The contact information for the other drivers involved
If police responded, the name of the police department and the police report number

To be clear, you should communicate only with your personal insurer; never communicate with or give a statement to the liable party’s insurer without an attorney present. Once the claim process has started, operate under the assumption anything you say to the liable insurer or opposing counsel will be used against you. There’s really no scenario in which you should explain or comment on anything related to the case, and It’s always best to air on the side of caution and let your attorney handle all correspondence.