Las Vegas Uninsured & Underinsured Motorist Accident Lawyers
Uninsured and underinsured motorists in Nevada are all too common, despite legal requirements that all drivers maintain a minimum level of insurance coverage. If you are in an auto accident of any kind, you are likely scared and confused. You may be dealing with debilitating injuries, facing mounting medical bills, and might even be unable to work as a result of your auto accident. All of these concerns can be exacerbated if the other driver did not carry adequate insurance.
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Fortunately, if you have been in a motor vehicle accident with an uninsured or underinsured motorist, you may still be entitled to compensation for your injuries. The Las Vegas uninsured and underinsured motorist accident lawyers at Van Law Firm will guide you through the maze of confusing insurance provisions to get you the compensation you deserve after an auto accident with an uninsured or underinsured motorist.
Nevada Uninsured Motorist Provisions
Many auto insurance policies also include uninsured motorist coverage, which protects you in the event that you are involved in an auto accident with an uninsured motorist. In most cases, uninsured motorist coverage only covers injuries and not property damages, however. Uninsured motorist coverage will typically cover reasonable and necessary medical expenses, general damages (such as pain and suffering), and lost wages as a result of the accident.
Many times a motorist will carry some insurance but the insurance coverage will be insufficient to cover the damages associated with the accident. Under Nevada law, if you carry uninsured motorist coverage, you also have underinsurance coverage. Underinsurance coverage will apply to the difference between what the negligent driver’s policy covers and the total cost of the injuries.
Uninsured/underinsured motorist provisions are often not vehicle-specific, so they may also apply if you are injured as a passenger in another person’s vehicle, or a passenger on a bus or in a cab.
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How Uninsured Motorist Provisions Work
When you file a claim pursuant to an uninsured motorist provision, your insurance company agrees to assume the role of the at-fault party and pay on your claim for any injuries sustained in the accident.
Uninsured/underinsured motorist provisions can be difficult to understand and confusing to interpret. Moreover, your insurance company may try to provide a formulaic approach to determining compensation or may seek to pay less than the amount to which you are entitled. Accordingly, you should consult with an experienced Nevada uninsured motorist attorney like those at Van Law Firm if you have been injured in an auto accident with an uninsured or underinsured motorist.
At Van Law Firm, our Nevada motor vehicle accident attorneys have considerable legal knowledge and experience regarding all types of motor vehicle accidents, including auto accidents, trucking accidents, motorcycle accidents, drunk driving accidents, and accidents with uninsured motorists.
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