If you have been in a car crash, then it is important that you know the differences between bodily injury and personal injury. The terms bodily injury and personal injury can be confusing as you may think of them as meaning the same thing. When speaking, it is normal to use both phrases at the same time. An injury to the person is an injury to the body. But in the world of car crashes, the terms have different and important meanings. The main differences between the two terms will be explained below.
As legal phrases and words are sometimes confusing, we always recommend that you reach out to one of the experienced attorneys at Van Law Firm for a FREE case evaluation. We have years of experience fighting for people that have been in car crashes. This means the team at Van Law Firm can help you too. You can reach us at (702) 900-9000. Consultations are always free.
Bodily injury is a type of insurance that covers the money needed for an injury to a person’s body. This does not include damage to the cars or other property like a phone or laptop in the car that was involved in the crash. This damage would fall under insurance called Property Damage.
Most states require a driver of a car to have a minimum amount of bodily injury insurance coverage.
For example, in Nevada, a driver is required to have an insurance policy of 25,000/50,000. This means that a driver must have insurance that would pay $25,000 to a single person that is injured in a crash caused by the driver. It also means that a driver must have insurance that would pay up to $50,000 to all of the victims in total for all the injuries caused by a driver’s crash.
It should be noted that bodily injury is also used in criminal court cases to refer to the injury caused by a person’s crime. If you are involved in a criminal case, we urge you to reach out to an experienced criminal defense lawyer. Our attorneys can help you evaluate all of your claims and provide you with a referral if you need one.
Personal injury is any injury to a person, property, or thing. This includes simple vandalism to a car or the side of a building. It also includes things like burning down someone’s house or car crashes. Personal injury can go beyond the individual person.
Sometimes a personal injury is covered under another driver’s bodily injury insurance policy. But, at other times, this is not the case. Knowing when an injury is covered under a driver’s insurance claim is part of our specialty at Van Law Firm.
As legal phrases, car crashes, personal injury, and bodily injury are all sometimes confusing, we always recommend that you reach out to one of the experienced attorneys at Van Law Firm for a FREE case evaluation. We have years of experience fighting for people that have been in car crashes. This means the team at Van Law Firm can help you too. You can reach us at (702) 900-9000.