Americans love to travel, especially now that we’ve reached the heart of summer.The first stop for many visitors once they get to their destination is the rental car kiosk at the airport. No matter which dealer you go through, you will almost certainly be asked whether or not you want to purchase rental insurance. Most …
Understanding Your Rights After an Uninsured or Underinsured Motorist Accident
Vehicle accidents, no matter how mild, are stressful events that have the potential to completely change your life. When you’re struggling to cope with painful injuries, expensive treatments, and lost income, the last thing you want to worry about is the guilty party’s insurance coverage–or lack thereof. There are underinsured and uninsured motorists (UM/UIM) on …
WHEN YOU’RE NOT IN GOOD HANDS WITH THE INSURANCE COMPANY AFTER A CRASH
What is Bad Faith? Bad faith is a legal term that means an insurance company denied a policyholder’s claim without a reasonable basis. Reasonable basis requires the insurance company to conduct a good faith investigation, review the policy and coverage terms, investigate the accident (i.e., collect witness statements, review the police report, evaluate the injuries and property …
GUIDE TO REPORTING CAR ACCIDENTS TO INSURANCE COMPANIES
Insurance companies in Nevada require that motorists notify them when car accidents occur and there is property damage or injuries. Some people choose not to report crashes to insurers when there are no apparent injuries and the at-fault party is willing to pay out of pocket for property damage. Failing to report a crash, however, …
DO YOU HAVE ENOUGH CAR INSURANCE?
Adequate car insurance coverage is critical to protecting drivers and their families from financial catastrophes. Car insurance protects drivers from the financial exposure that results if the driver is involved in an accident. While comprehensive and collision cover the insurer’s assets, liability insurance protects people from losing everything if they are sued for damages. However, …
MEDICAL PAYMENT (MED PAY) INSURANCE AND AUTO ACCIDENTS
Medical payment insurance, better known as Med Pay, is a fairly inexpensive option to add to your insurance coverage and the benefits can be quite valuable. Many policy holders are unsure of whether they need Med Pay; others may not have sufficient coverage. On average, you can expect to spend between $20 and $50 annually for …
UNINSURED AND UNDERINSURED MOTORIST INSURANCE COVERAGE
Are you a Nevada driver who’s uninsured or under-insured? Like many states, Nevada has very specific requirements when it comes to the level of insurance coverage that a motorist must carry. When a driver meets this minimum, it’s known as carrying “full” coverage. Many drivers are actually under-insured, which may pose some serious issues if you’re …