Determining liability in a car accident claim When car insurance companies investigate accident claims, they are hoping to put the blame on the other driver. In an at fault state, if a driver caused the accident (is “at fault”), that driver’s insurance company will have to pay for the repairs and medical bills of both …
What Does an Insurance Adjuster Do and How Might They Affect My Claim?
Generally speaking, most accident victims are not overly familiar with the claim process, and they are often surprised to learn about all the various characters who may have an impact on their claim. Insurance adjusters are perhaps the best example of this, as they will ultimately act as the gatekeeper to your potential settlement. Insurance …
How Do Insurers Formulate a Claimant’s Settlement Amount?
If you’ve suffered damages as a result of an auto accident, you are most likely going to contact an insurer–either yours or the at-fault party’s–for compensation. The majority of accident claims are resolved via settlement with an insurer, and claimants often ask how exactly their settlement figure is calculated. There are multiple factors to consider, …
How Do Nevada’s Bad Faith Laws Affect First-Party Insurance Claims?
Under Nevada law, first-party insurance claimants are permitted to file bad faith claims against their insurer, due to the contractual relationship between the two parties. If an investigation reveals that the insurer in question did act in bad faith, the claimant is then eligible to receive damages. While that’s a simple concept on paper, in …
The Differences Between the 3 Main Kinds of Auto Insurance Coverage: Liability, Collision, and Comprehensive
Oftentimes, when we think of auto insurance, we think of it as a blanket concept–do you have insurance or don’t you? However, there are a lot of intricacies and nuances to auto insurance coverage, which can be especially stressful and frustrating to figure out after an accident has occurred. Let’s take a closer look at …
What is the Difference Between Tort and No-Fault Auto Insurance?
The vast majority of U.S. motorists carry at least minimal auto insurance, as it is required by law in most states. However, a large number of people aren’t totally familiar with some of the smaller details in their policy, or their state’s laws regarding auto insurance in general. One important topic claimants should know is …
Will My Insurer Increase My Rate After I File My Auto Accident Claim?
After an injury-inducing accident occurs, claimants usually have a lot of questions, and a large number of them have to do with money. Some accident victims may be wondering about medical expenses or repair bills, but others may be concerned about their insurance rate–one question we often get is, “Will my insurance rates increase after …
Should You Accept the First Offer From an Insurance Company?
Every car accident claim is unique, but the goal is always the same–recover the most compensation possible, as quickly as possible. This is incredibly simple in theory yet extremely challenging in practice, and there is a lot of grey area when it comes to navigating a claim. One of the trickiest examples arises when a …
How Do I File an Auto Insurance Claim?
As a personal injury firm, we work with a high number of accident victims each day–accidents vary widely, but for the most part, all claimants have questions about the claim process. One of the most common questions we see is simply, “How do I file an auto insurance claim?” Before we discuss this question in …