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Were You Injured in an Accident Involving an Uninsured or Underinsured Motorist? Contact Van Law Firm

Suffering injuries in a car accident that was caused by another is bad enough, but the situation becomes even worse when the liable driver has minimal insurance coverage or none at all. Unfortunately, there are countless motorists in Nevada and all over the country who are considered to be uninsured or underinsured, which can have a brutal impact on accident victims’ ability to recover proper compensation for their damages. That’s where we come in–the elite team of Centennial Hills uninsured and underinsured motorist attorneys from Van Law Firm are ready to review your claim and help get you on the road to recovery. Call us today at (725) 900-9000 for more information.

For a free legal consultation with a uninsured and underinsured motorist lawyer serving Centennial Hills, call (725) 900-9000

What Are Uninsured and Underinsured Motorist (UM/ UIM) Provisions in Nevada?

Uninsured and underinsured motorist (UM/ UIM) provisions refer to additional insurance coverage that Nevada motorists can choose to add to their overall policy. Broadly speaking, these provisions are designed to help claimants pay for accident-related expenses in the event that the liable driver has limited coverage, no insurance at all, or hits and runs. UM/ UIM coverage can help pay for medical expenses, property damage, and time away from work. They are not mandated in Nevada, but the two are sold together instead of separately. One thing claimants should note is that if you do not wish to purchase this coverage, you must deny it in writing. However, if you are involved in an accident and your insurer cannot produce a copy of this declination, they are then obligated to extend UM/ UIM coverage to you.

These provisions can be a primary or secondary form of compensation–what we mean by this is that they can be used to cover as much of a claim as possible, or they can also be used to supplement any gaps that may exist between your full damages and the liable driver’s policy limits. Another note about UM/ UIM coverage is that it is typically not vehicle-specific, meaning that you can still be covered even if you are riding in another person’s vehicle or as a passenger in a cab, rideshare, or bus.

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Centennial Hills Uninsured and Underinsured Motorist Lawyer Near Me (725) 900-9000

How UM/ UIM Claims Work

Once you file a Centennial Hills UM/ UIM claim, your insurer will then step in and essentially play the role of the liable party, meaning that you will then have to go through them to recover compensation in the same way that you would with another driver’s insurer. Even though it may seem simple to deal with your own insurer after an accident, this is not always the case–no matter what insurers may advertise, they don’t want to pay for anything they aren’t forced to, even for their own policyholders.

UM/ UIM claims can be very frustrating, as nobody wants to have to argue to receive coverage that is rightfully theirs in the first place. Insurers may try to offer you less coverage than your claim warrants, or they may delay it unnecessarily or deny it outright. When that happens, the best thing you can do is take a deep breath and contact a UM/ UIM attorney.

At Van Law Firm, we make it a point to hire attorneys who have experience with insurance defense, because the more familiar we are with insurance companies and how they operate, the better chance we have of recovering UM/ UIM compensation for our clients. It can be extremely frustrating and disheartening to have to fight with your own insurer, but with the help of our UM/ UIM attorneys, you can get the compensation you need to get back as close to normal as possible.

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Connect WIth Centennial Hills’ Best UM/ UIM Attorneys Now

When you need help recovering additional compensation for a Nevada accident involving an uninsured or underinsured motorist, don’t bother going to attorneys and firms who don’t have the experience or the resources to handle your claim effectively. Instead, call the trusted Centennial Hills uninsured and underinsured motorist attorneys from Van Law Firm. We can review your claim and fight for the compensation you deserve– call us today at (725) 900-9000 to schedule a risk-free consultation.

No obligation consultations are always free.

Let Us Help You! Call Now: (725) 900-9000

We are available 24/7

Client Testimonials

These guys are amazing. Helped me throughout the process. Always there when I need help. Inititailly called a law firm (the one that has lots of ads on the radio), but they declined my case. Van Law Firm accepted my case without a second thought! Kudos to Daniel, my case manager, and Amanda who expedited my payment process. Highly recommended.

Milby Mags

Got in an accident at the beginning of the year and they have been awesome, especially with it being my first accident and me being like this. They have been very communicated, stayed in contact with me the whole time, giving me updates when there were any and even when there weren’t and answered any question I had. I would recommend them to anyone. Everyone I have talked to there has been very friendly. I would give them a 10 out of 10.

Ethan Gullet

They made sure that my insurance company covered what I paid for them to which included the gap for my car that was totaled. My medical costs were taken care of and reduced substantially so I was able to get more on my settlement. My case manager, Will Garcia, was always helpful in assisting me and answering any questions I had. They really did an amazing job with my case. I would definitely recommend them to anyone in need of this type of legal help. Most lawyers do not help you with the recovery of the car and rental etc. They are amazing.

Teresa Cuthbertson