Why Work with an Auto Accident Lawyer at Van Law Firm
Under Washington law, workers’ compensation insurance is a requirement for all employees, regardless of full or part-time designation. Any employer with one or more workers is required to offer workers’ compensation insurance, and the state is one of four monopolistic states in the U.S., meaning that employers must buy workers’ comp through a state fund or be self-insured instead of going through private insurers.
Nearly all Washington employees are entitled to workers’ comp coverage, with a few exceptions, such as: workers under 18 who are employed on a family farm, certain performers and musicians, individuals working in exchange for aid from a religious or charitable institution, federal employees who already receive federal coverage, domestic workers who work less than full-time doing landscape, maintenance, and repair work for private homes, and more. Visit Washington’s Labor and Industries website for a full list of exceptions.
To recover workers’ comp benefits in Washington, your employer does not have to be the primary party at fault, and the accident does not necessarily have to occur on company property. Employees may be covered for a variety of injuries, including:
- Auto accidents where an employee was driving a company vehicle for company business purposes
- Accidents that occur in the parking lot, bathroom, locker room or breakroom of a business while on company time
- Violence in the workplace between two workers or between a worker and a customer, client, patient, etc.
- Contraction of a disease or medical condition due to workplace conditions
- Accidents that occur at a conference or meeting that workers are attending on company business
- Exposure to harmful chemicals, gases, and other substances due to workplace conditions
Recovering Monetary Compensation
Even though the intent of workers’ compensation policies are to protect employees’ rights and safety, recovering proper compensation when you have been injured is not always a simple process. At the end of the day, all insurance companies are concerned with their bottom line, no matter how good their intentions may be. As such, it is common to see lowball settlement offers, long delays, and denied claims.
Negotiations for a workers’ comp claim can be very contentious, as oftentimes the intimate relationship between workers and employers can make these cases feel more personal than they should be. Because of this, insurance adjusters and spirited defense counsel will work hard to avoid paying a premium for work injuries. This is the last thing you want to worry about when you have your plate full with medical treatment and diminishing savings. Don’t back down and don’t take a smaller settlement just to “get the process over with.” Instead, call us and rest assured that your case is being handled by trusted workers’ comp attorneys.
We can help you navigate through the entire process of your case from start to finish, and we will be there for any denials or appeals. If need be, we are also more than equipped to argue on your behalf in court, all the way up to the Washington Supreme Court.
Let us help you!
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